Avoiding Repossession

This type of application is most likely to be made by a borrower who did not know about the court proceedings and / or the hearing at which the...

Borrowers with so-called bad credit mortgages – also known as sub-prime or adverse credit mortgages – have rarely chosen them because they offer...

Complaining about a mortgage lender can be a lengthy process. However, borrowers should try to follow the proper procedure. Attempts to by-pass one...

Most courts list possession hearings in bulk. Each case is allocated five minutes but some inevitably take longer. Consequently a case might not be...

There are now many companies advertising their services by saying that they can stop eviction. Some of these companies offer to buy people’s homes,...

When a mortgage possession case is started the borrower is sent a response pack containing the Claim Form, the details of the case and a defence...

The ways that a tenant can defend a rent possession case will depend on: The type of tenancy; and, The basis on which the landlord is...

The time to deal with the problem of arrears is as soon as a borrower first finds that they are struggling to meet their mortgage instalments....

Mortgage payments often represent the largest item of monthly expenditure for a household. With the credit crunch biting and interest rates on many...

Payment protection insurance – or PPI – has come in for a lot of criticism recently. Following an eighteen month investigation, the Competition...

There is much that borrowers can do to stop repossession. The most important thing is to take action as soon as it becomes clear that there are going...

Some lenders apply fees to mortgage accounts which are in arrears. The rationale usually given for these fees is that it costs a lender more to...

Special pre-action rules may apply to repossession cases. These rules apply to some claims where a social landlord – such as a local authority or a...

Some borrowers may feel that they have been treated unfairly by their lenders. When threatened with losing one’s home through repossession it can...

Even once a lender has started repossession proceedings it is not too late for a borrower to sell the property themselves. A borrower is entitled...

Support for Mortgage Interest is a state benefit payable to some borrowers who need help with their mortgage repayments. Support for Mortgage...

The Homeowners Mortgage Support Scheme is a government initiative to help people struggling to keep up with their mortgage payments. The Scheme is...

The Mortgage Rescue Scheme is the name for a £285 million fund set up by the government to help some homeowners struggling with their mortgage....

Many local authorities run homelessness prevention schemes to help those who are at risk of having their homes repossessed. Towards the end of...

If a company or individual obtains a county court judgment for a debt, there are several ways they can enforce the judgment if the debt is not...

Suddenly everyone seems to be talking about sub-prime mortgages. They are widely blamed for the economic downturn, but what is a sub-prime...

For many people, juggling debts is just a part of life. Re-mortgaging, transferring credit card balances from one zero rate introductory offer to...