Home > Avoiding Repossession

Avoiding Repossession...

Below are our articles on the subject of Avoiding Repossession. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Appealing Against a Mortgage Repossession Order
Appealing Against a Mortgage Repossession Order
How to appeal against a mortgage repossession order - or against any order made by a judge during the repossession process....
Applying to Set Aside or Vary a Possession Order
Applying to Set Aside or Vary a Possession Order
When and how to make a successful application for a possession order to be set aside or varied....
Borrowers with 'Bad Credit' Mortgages
Borrowers with 'Bad Credit' Mortgages
The potential problems faced by borrowers with bad credit or sub-prime mortgages: higher interest rates and redemption penalties and the reduction in available…...
Changes to Support for Mortgage Interest Payments
Changes to Support for Mortgage Interest Payments
Changes to the way in which the support for mortgage interest benefit is calculated - and the possible impact of these changes on the number of housing repossessions....
Complaining About a Mortgage Lender
Complaining About a Mortgage Lender
Complaining about a mortgage lender: following the lender's internal complaints procedure; taking a complaint to the Financial Ombudsman and how the Ombudsman deals…...
Court Hearings
Court Hearings
What to expect when a possession case goes to court. What a borrower can do to prevent the lender from repossessing and the different orders a judge might make....
Dangers of Selling your Home and Renting it Back
Dangers of Selling your Home and Renting it Back
The potential risks of selling your home to a company and then renting it back. How they make their money and why the threat of eviction may remain....
Defending a Mortgage Possession Case
Defending a Mortgage Possession Case
Grounds on which a borrower might defend a mortgage possession case; and the pros and cons of seeking an adjournment if a possession order is still likely to be made....
Defending a Rent Possession Case
Defending a Rent Possession Case
A summary of some of the ways in which a tenant with an assured shorthold tenancy might be able to defend a possession case....
Falling Behind with Repayments
Falling Behind with Repayments
What happens when a borrower falls behind with repayments at various stages of the repossession process. Talking to lenders and making applications to the court....
Getting Help with Mortgage Payments
Getting Help with Mortgage Payments
What to do when borrowers need help with their mortgage payments. The benefits available, Payment Protection Insurance and free debt advice....
How Does Payment Protection Insurance Work?
How Does Payment Protection Insurance Work?
A guide to payment protection insurance - who supplies it, what it pays and which borrowers it is appropriate for. Potential problems to consider before taking payment…...
How to Stop Repossession
How to Stop Repossession
How to avoid repossession – options available to borrowers. Eviction is most likely to be avoided if action is taken as soon as a borrower starts struggling with their…...
Mortgage Arrears Fees - Can I Claim Them Back?
Mortgage Arrears Fees - Can I Claim Them Back?
The Financial Services Authority’s decisions on unfair mortgage arrears fees. Borrowers may be entitled to a refund of some of the fees incurred because their account…...
Pre-Action Rules in Rent Arrears Cases
Pre-Action Rules in Rent Arrears Cases
The special pre-action rules which apply to some repossession cases started by local authority or housing association landlords because a tenant is in arrears with…...
Repossession and Buy-to-let Properties
Repossession and Buy-to-let Properties
Buy-to-let properties and mortgage repossessions - how lack of planning may lead to repossession of both the tenanted property and the landlord’s home....
Repossession and Mortgage Lenders Who Act Unfairly
Repossession and Mortgage Lenders Who Act Unfairly
Mortgage lenders who act unfairly - how to determine whether a mortgage lender’s behaviour is unfair and the consequences of this behaviour in a mortgage repossession…...
Repossession and the Forfeiture of Long Leases
Repossession and the Forfeiture of Long Leases
How the freehold owner of a leasehold property may apply to end, or forfeit, the lease due to a breach of the lease by the lessee....
Selling or Re-mortgaging your Home
Selling or Re-mortgaging your Home
How to avoid repossession by selling or re-mortgaging. What a borrower should do to ensure that lenders and courts give them time to sell or re-mortgage....
Support for Mortgage Interest
Support for Mortgage Interest
Support for Mortgage Interest. A UK state benefit, available to some homeowners who are in receipt of another state benefit, which help with the interest part of…...
Taking in Lodgers to Help With the Mortgage
Taking in Lodgers to Help With the Mortgage
The benefits of taking in a lodger to help with the mortgage - and the important checks to make before allowing a stranger to move into your home....
The Homeowner's Mortgage Support Scheme
The Homeowner's Mortgage Support Scheme
Borrowers facing a temporary drop in their income may be able to reduce their mortgage payments and avoid repossession with the Homeowners Mortgage Support Scheme....
The Mortgage Rescue Scheme
The Mortgage Rescue Scheme
The government’s Mortgage Rescue Scheme was designed to help some of the most vulnerable householders avoid repossession and stay in their homes....
The Repossession Prevention Fund
The Repossession Prevention Fund
The Repossession Prevention Fund which was set up by the UK's previous government. One of the tools available to local authorities to help homeowners, and tenants,…...
Turning a County Court Judgement Into a Possession Order
Turning a County Court Judgement Into a Possession Order
How a creditor with a county court judgment may apply to the court, first for a charging order and then for a possession order, in respect of the debtor’s property....
What is a Sub-prime Mortgage?
What is a Sub-prime Mortgage?
What is a sub-prime mortgage? The problem with sub-prime mortgages for individual borrowers and for the economy as a whole....
Where to Find Personal Debt Advice
Where to Find Personal Debt Advice
Where to get free debt advice – the largest providers of free and independent debt advice. The lack of regulation of debt agencies and the pitfalls of paying for debt…...
Add to my Yahoo!
Add to Google
Stumble this
Add to Twitter
Add To Facebook
RSS feed
You should seek independent professional advice before acting upon any information on the HousingRepossessions website. Please read our Disclaimer.