Repossession Process

Once a possession order becomes enforceable, either due to the passage of time or the defendant’s failure to comply with any conditions contained in...

The main identifying feature of a consumer credit mortgage is that it will be for less than £25,000 (although, confusingly, not all mortgages for...

Eviction – surely one of those things that only ever happens to other people, not to people like you. The truth is that all sorts of people find...

Lenders’ solicitors come in all shapes and sizes. Some will be small specialist units within a law firm whilst others may be more like a call...

It can come as a shock to a borrower sitting in a court room, listening to a judge making a possession order over her home, and then - just when...

Lawyers and judges are very good at using words and phrases that nobody else understands. Below is a list of some common phrases used in mortgage...

Most conventional mortgages are payable by monthly instalments. They are usually for a fixed length and at the end of the term the loan should be...

The best investment you can make is in property. The news tells us this. All those property shows on television tell us this. Safe as houses - you...

There are several stages to repossession - it will first be dealt with by the lender, then their solicitors, next it will go to court and...

New pre-action rules have been introduced to all mortgage possession claims relating to residential property. The rules, or pre-action protocol...

1. Mortgage Account Falls into Arrears For most mortgages the lender will not take any action until an account is two months in arrears. At that...

When possession cases come to court lenders usually ask for a "28-day possession order". This will entitle the lender to repossess the property...

If a landlord or mortgage company obtains a possession order from the county court they will usually have to wait for several weeks before they are...

"…I am writing to you about the arrears on your mortgage account…" Words that nobody wants to read over their morning coffee. With most mortgages, if...

Over the last few years there has been a growing awareness of a lender’s ability to apparently turn an unsecured loan into a secured loan....